The 2018 Health Savings Account (HSA) limits were recently announced by the IRS. They are as follows:
Contribution and Out-of-Pocket Limits for Health Savings Accounts and High-Deductible Health Plans |
2018 | 2017 | Change | |
HSA contribution limit (employer + employee) | Self-only: $3,450 Family: $6,900 |
Self-only: $3,400 Family: $6,750 |
Self-only: +$50 Family: +$150 |
HSA catch-up contributions (age 55 or older)* | $1,000 | $1,000 | No change |
HDHP minimum deductibles | Self-only: $1,350 Family: $2,700 |
Self-only: $1,300 Family: $2,600 |
Self-only: +$50 Family: +$100 |
HDHP maximum out-of-pocket amounts (deductibles, co-payments and other amounts, but not premiums) | Self-only: $6,650 Family: $13,300 |
Self-only: $6,550 Family: $13,100 |
Self-only: +$100 Family: +$200 |
* Catch-up contributions can be made any time during the year in which the HSA participant turns 55. |